Whether you’re in an area affected by harsh winter storms or not, making sure you, and your insurance coverage are prepared to face a winter storm is essential to protecting your home.
Here are our tips for preparing for winter’s worst-case scenarios.
Review Your Home’s Coverage:
The insurance challenges many faced during and after the winter storm that Texas faced in 2021 stand as a cautionary tale. Whether it’s through hail, heavy snow on your roof, or dangerous winds, winter storms can cause damage to your home. If you haven’t already, now is the time to check your home’s coverage and ensure it can handle the catastrophic damage that winter storms can cause.
Check Your Roof
Make sure that you stay on top of your roof damage throughout the year to prepare for snow, fixing small damage will be much easier than fixing major snow damage down the road.
Take Care Of Your Pipes
Insulate your pipes and have the water running in a slow but steady stream during any major winter storm. Pipes freezing can cause cracks or breaks in your pipes leading to flooding and damage.
Watch for trees:
If your roof doesn’t collapse under heavy snow, surrounding dead trees can be a major issue when weighed down by snow or ice. Dead trees should be removed.
Overall keeping up with your home’s maintenance is the key to protecting your home in the colder months but double-checking that your insurance policy is current and up to date with the right coverage is an extra layer of protection when you need it most.
In the event that a storm is heading your way, here is a checklist of what to do. When a winter advisory, watch, or warning has been issued, check this list to make sure you and your family are ready.
If a tree does fall cutting your electricity or the pipes do burst and flood your kitchen, here is how to prepare to file a claim:
Have other tips or tricks for preparing for a winter storm? Share it in the comments.
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